AG FINANCE AND TECHNOLOGY GROUP LTD
USER TERMS AND CONDITIONS
Introduction
Welcome to the AG FINANCE AND TECHNOLOGY GROUP LTD (“AG Finance Hub”) Website and/or App. If you continue to browse or use this Website and/or App. or mobile application you are agreeing to comply with and be bound by the following terms and conditions of use (“Terms”) which govern our relationship with you in relation to this Website and/or App. If you disagree with any part of these Terms, please do not use our Website and/or App.
The term “we” or “us” means AG FINANCE AND TECHNOLOGY GROUP LTD, the legal owner of the mobile application AG Finance Hub, and website www.agfinancehub.com, and operator of the website www.agfinancehub.com and the mobile application ‘AG Finance Hub’ (the “Website and/or App.”) , whose registered office is 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ and whose company registration number is 15901932 (“us” and “our” will be construed accordingly). These user terms and conditions cover both our website and mobile application, depending on which you are using at the time.
The term “you” refers to the user or viewer of our Website and/or App (and “your” will be construed accordingly).
This Website and/or App uses cookies. By using this Website and/or App and agreeing to these Terms, you consent to our use of cookies in accordance with the terms of our Cookies Policy and to the use of your information in accordance with our Privacy Policy.
Use of this Website and/or App.
You must be over 18 years of age to purchase or make use of any products or services from our Website and/or App.
Unless otherwise stated, AG Finance Hub (AG FINANCE AND TECHNOLOGY GROUP LTD) owns all rights and the intellectual property rights in the Website and/or App and material on the Website and/or App. Subject to the licence below, all these intellectual property rights are reserved.
You may view Website and/or App pages, download Website and/or App pages and print Website and/or App pages, subject to the restrictions set out below and elsewhere in these Terms.
You must not use our Website and/or App in any way that causes, or may cause, damage to the Website and/or App or impairment of the availability or accessibility of the Website and/or App or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this Website and/or App to copy, store, host, transmit, send, use, publish or distribute any material which consists of malicious computer software.
You must not use our Website and/or App to transmit or send unsolicited commercial communications.
You must not use our Website and/or App for any purposes related to sales or marketing of our content or materials without our express written consent.
Access to certain areas of this Website and/or App is restricted. We reserve the right to restrict access to areas of this Website and/or App or indeed this entire Website and/or App, at our sole discretion.
If we provide you with a user ID and password to enable you to access restricted areas of this Website and/or App or other content or services, you must ensure that the user ID and password are kept confidential.
We may disable your user ID and password at our sole discretion without prior notice, if we believe you are making improper use of the Website and/or App.
Disclaimer
You understand that any legal, financial or tax advice which may appear on the Website and/or App has been designed to provide general application to common situations only. It may not, and we make no warranty to you, cover any specific situation which applies to you and we give no warranty that any such advice will be fit for your intended purpose. We recommend that you always take specific legal, financial or tax advice before relying on information you obtain through the Website and/or App. to ensure that it meets your requirements.
Due to the continuous update and change in HMRC policy and practice, we do not warrant that any content available on the Website and/or App is always accurate or up-to-date. You should always take specific legal, financial or tax advice before relying on information you obtain through the Website and/or App.
AG Finance Hub App is entirely owned by AG Finance and Technology Group Ltd, founded by Aaron Gera and Aman Gera.
The maximum liability of AG Finance Hub, its owners, its agents, employees, contractors and subcontractors to any person in respect of the purchase or use of any products or services through the Website and/or App is limited to the purchase price paid by the user for those services.
We are in no way responsible for any financial decisions made by your company and we strongly recommend that you seek specific and independent legal, financial and tax advice at all times.
Copyright and Licence
This Website and/or App contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance and graphics and all of the material available whether for free or for purchase through the Website and/or App.
All material contained in this Website and/or App is and shall remain at all times the copyright of AG Finance and Technology Group Ltd.
The AG Finance and Technology Group logo, AG Finance Hub Logo, and web application AG Finance Hub are all protected by Copyright, registered and certified by protectmywork.com.
You must retain, and must not delete or remove all copyright notices and other proprietary notices placed by us on any material.
User Content
The Website and/or App may in the future provide comment or discussion forums which allow the submission of text, images, videos or other content by you and other users ("User Content") and the hosting and publishing of such User Content. You understand that whether or not such User Content are published, we do not guarantee any confidentiality with respect to any User Content.
You shall be solely responsible for your own User Content and the consequences of posting or publishing them.
You represent and warrant that:
you own or have the necessary rights and permissions to use and authorize us to use all copyright, trademark or other proprietary rights in and to any User Content to enable inclusion and use on the Website and/or App. and in accordance with these Terms; and
whilst, you retain all of your ownership rights in your User Content, by submitting the User Content to us, you hereby grant us, in addition to any other rights which we may have, a worldwide, non-exclusive and transferable license to use, copy, prepare derivative works of, display and broadcast the User Content in connection with the Website and/or App. and our business, including without limitation to grant access to the Website and/or App. to third parties to view the User Content (and derivative works thereof).
you will not: (i) submit material that is false or misleading copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the User Content and to grant us all of the license rights granted herein; (ii) publish falsehoods or misrepresentations that could damage us, our business or any third party; (iii) submit material that is unlawful, obscene, libelous, threatening, pornographic, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or (iv) misidentify yourself in submitting the User Content or misstate your true identity.
Any breach of the above warranties will result in the user’s account being immediately terminated and may result in the user becoming liable to legal action.
We do not endorse any User Content or any opinion, recommendation, or advice expressed therein, and we expressly disclaim any and all liability in connection with User Content. You understand that when using the Website and/or App, you will be exposed to User Content from a variety of sources, and that we are not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Content. You may be exposed to User Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you may have against us with respect thereto, and agree to indemnify and hold us, our owners, affiliates, employees, agents and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Website and/or App..
No Warranties
This Website and/or App is provided “as is” without any representations or warranties, express or implied. We make no representations or warranties in relation to this Website and/or App. or the information and material provided on this Website and/or App.
We do not warrant that this Website and/or App will be constantly available, or available at all; or that the information on this Website and/or App. is complete, true, accurate or non-misleading.
Nothing on this Website and/or App constitutes, or is meant to constitute, advice of any kind. We do not provide any warranty as to the suitability of the information and material found or offered on this Website and/or App for any particular purpose. Your use of any information or material on this Website and/or App is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any materials, services or information available through this Website and/or App meet your own specific requirements.
You acknowledge that information and material found or offered on this Website and/or App may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this Website and/or App and the use of this Website and/or App (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).
Limitations and Exclusions of Liability
To the extent that the Website and/or App and the information and services on the Website and/or App are provided, our liability to you in relation to the use of our Website and/or App or under or in connection with these Terms, whether in contract, tort (including negligence) or otherwise, will be limited as follows: AG Finance Hub and its employees, agents and contractors will not be liable to you for any loss or damage of any nature whether arising directly or indirectly from the use of or reliance on information obtained from this Website and/or App; AG Finance Hub and its employees, agents and contractors will not be liable for any consequential, indirect or special loss or damage and will not be liable for any loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data, or information.
Nothing in these Terms will limit or exclude our liability for death or personal injury resulting from negligence, limit or exclude our liability for fraud or fraudulent misrepresentation or limit any of our liabilities in any way that is not permitted under applicable law.
By using this Website and/or App, you agree that the exclusions and limitations of liability set out in these Terms are reasonable. If you do not think they are reasonable, you must not use this Website and/or App.
Indemnity
If you breach these Terms you will be held fully responsible for any loss suffered by us as result of such breach and will be held accountable for all losses caused or profits gained by you from breaching these Terms.
You agree to indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including, without limitation, legal expenses) incurred or suffered by us arising out of any breach by you of any provision of these Terms.
Other Website and/or App.s
This Website and/or App may contain links to other Website and/or App’s that are not under the control of and are not maintained by us. We are not responsible for the content or reliability of the linked Website and/or App’s. We provide these links for your convenience only but do not endorse the material on those sites.
Waiver
The failure by us to enforce at any time or for any period any one or more of the Terms shall not be a waiver of them or the right at any time subsequently to enforce all Terms.
Severance
If any provision of these Terms shall be found by any court to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of these Terms which shall remain in full force and effect.
If any provision of these Terms is so found to be invalid or unenforceable but would be valid or enforceable if some part of the provision were deleted, the provision in question shall apply with such modification(s) as may be necessary to make it valid and enforceable.
Variation
We may revise these Terms from time-to-time. Revised Terms will apply to the use of our Website and/or App. from the date of the publication of the revised Terms on our Website and/or App. Please check this page regularly to ensure you are familiar with the current version.
Exclusion of Third Party Rights
These Terms are for the benefit of you and us, and are not intended to benefit any third party or be enforceable by any third party. The exercise of our and your rights in relation to these Terms is not subject to the consent of any third party.
Entire Agreement
These Terms constitute the entire agreement between you and us in relation to your use of our Website and/or App, and supersede all previous agreements in respect of your use of this Website and/or App.
Jurisdiction and Governing Law
These Terms shall be governed by and construed in accordance with English law. Any dispute, claim or matter arising out of, or relating to, these Terms shall be subject to the exclusive jurisdiction of the English courts.